
required

plan selection

to apply


required

plan selection

to apply

accident coverage

required

plan selection

to apply


HLA Festive Protect - Personal Accident Insurance
Peace of Mind for Every Celebration
HLA Festive Protect is a long-term personal accident insurance plan designed to provide financial protection against accidental death, Total and Permanent Disability (TPD), coma and road accidents. It also provides enhanced road accident coverage during selected major festive seasons, with coverage of up to RM2 million depending on the plan selected.
Festive seasons are a time for joy, family gatherings and meaningful reunions — often accompanied by long-distance road trips and busy travel schedules. With more people travelling during these periods, having adequate personal accident protection can provide an added layer of financial security for you and your loved ones.
“ Protect the moments that matter most.”
PACKAGE & BENEFIT
STARTER
RM988
- Accidental Death / TPD: RM100,000
- Road Accidental Death / TPD
(During Non-Festival Seasons): RM200,000
(During Festive Seasons):
RM400,000 - Coma Benefit: RM20,000
- Maturity Benefit: RM20,000
OPTIMA
RM2,288
- Accidental Death / TPD: RM250,000
- Road Accidental Death / TPD
(During Non-Festival Seasons): RM500,000
(During Festive Seasons):
RM1,000,000 - Coma Benefit: RM50,000
- Maturity Benefit: RM50,000
ULTIMATE
RM4,188
- Accidental Death / TPD: RM500,000
- Road Accidental Death / TPD
(During Non-Festival Seasons): RM1,000,000
(During Festive Seasons):
RM2,000,000 - Coma Benefit: RM100,000
- Maturity Benefit: RM100,000
REQUIREMENT
- Entry Age
- Policy Term
- 50 & below (All plan choices)
Starter, Optima & Ultimate - 51 & above
Starter and Optima only
- 20 yrs
WHY DO YOU NEED IT ?
Accidental Death / Total Permanent Disability (TPD)
Lump sum payout if death or Total Permanent Disability (TPD) occurs due to an accident during the policy term.
Road Accidental Death / Total Permanent Disability (TPD)
Lump sum payout if death or TPD occurs in a road accident while driving, as a passenger in a private car, or in public transport.
Coma Benefit
Lump sum payout upon coma diagnosis. For non-accidental coma within the first 2 policy years, premiums paid will be refunded and the plan ends.
Maturity Benefit
Lump sum payout of the Basic Sum Assured if no claims are made until policy maturity.
“ Get Your Free Quote Now ”
CUSTOMER TESTIMONIALS
Mr Wong
38, Kuala Lumpur
With just RM80++ a month, I was surprised to secure RM400k protection — my parents decided to get it too.
Ms Lim
43, Johor Bahru
Having this plan makes me feel safer, particularly for the long drives back home during festive holidays.
Frequently Asked Questions (FAQ)
HLA Festive Protect is a long-term personal accident insurance plan designed to provide financial protection for unexpected accidents, including accidental death, TPD, coma and road accidents.
Yes, Festive Protect is designed to provide maximum coverage at low monthly premiums.
No medical checkup is required — simple and fast application.
Yes, foreigners are allowed to apply.
A Maturity Benefit will be paid at the end of the policy term.
