Jalan Impian Emas, Johor Bahruhello@hlajoslyn.com
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No medical checkup
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One-Time
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Foreigners are allowed
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Up to RM2mil accident coverage
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About Festive Protect

Peace of Mind for Every Celebration

Festive seasons are a time for joy, family gatherings, and meaningful reunions —- often marked by long road trips and busy travel schedules. But with increased travel and road activity, the risk of unexpected accidents rises significantly during these periods.

Festive Protect is a long-term accident insurance plan tailored specifically for festive periods. Whether you’re driving home for Chinese New Year, Hari Raya, Deepavali, or Christmas, this plan provides up to RM2,000,000 in festive road accident coverage, giving you the extra protection when you need it the most.

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“ Protect the moments that matter most.”

PACKAGE & BENEFIT

STARTER

RM988

  • Accidental Death / TPD: RM100,000
  • Road Accidental Death / TPD 
    (During Non-Festival Seasons): RM200,000
    (During Festive Seasons):
    RM400,000
  • Coma Benefit: RM20,000
  • Maturity Benefit: RM20,000
Get Quote

OPTIMA

RM2,288

  • Accidental Death / TPD: RM250,000
  • Road Accidental Death / TPD 
    (During Non-Festival Seasons): RM500,000
    (During Festive Seasons):
    RM1,000,000
  • Coma Benefit: RM50,000
  • Maturity Benefit: RM50,000
Get Quote

ULTIMATE

RM4,188

  • Accidental Death / TPD: RM500,000
  • Road Accidental Death / TPD 
    (During Non-Festival Seasons): RM1,000,000
    (During Festive Seasons):
    RM2,000,000
  • Coma Benefit: RM100,000
  • Maturity Benefit: RM100,000
Get Quote

REQUIREMENT

benefit of plan
  • 50 & below (All plan choices)
    Starter, Optima & Ultimate
  • 51 & above 
    Starter and Optima only
  • 20 yrs
WHY DO YOU NEED IT ?
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Accidental Death / Total Permanent Disability (TPD)

Lump sum payout if death or Total Permanent Disability (TPD) occurs due to an accident during the policy term.

road accident

Road Accidental Death / Total Permanent Disability (TPD)

 

Lump sum payout if death or TPD occurs in a road accident while driving, as a passenger in a private car, or in public transport.

 

coma
Coma Benefit

 

Lump sum payout upon coma diagnosis. For non-accidental coma within the first 2 policy years, premiums paid will be refunded and the plan ends.

 

maturity
Maturity Benefit

 

Lump sum payout of the Basic Sum Assured if no claims are made until policy maturity.

 

“ Get Your Free Quote Now ”

CUSTOMER TESTIMONIALS

Mr Wong

38, Kuala Lumpur

With just RM80++ a month, I was surprised to secure RM400k protection — my parents decided to get it too.

Ms Lim

43, Johor Bahru

Having this plan makes me feel safer, particularly for the long drives back home during festive holidays.

Frequently Asked Questions (FAQ)
Is this plan affordable?

Yes, Festive Protect is designed to provide maximum coverage at low monthly premiums.

Do I need a medical checkup?

No medical checkup is required — simple and fast application.

Can foreigners apply?

Yes, foreigners are allowed to apply.

What happens if I make no claims?

A Maturity Benefit will be paid at the end of the policy term.

“ We’ll contact you within 24 hours.’’
GET IN TOUCH

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